CherryMoney Accounting

From essential bookkeeping to an AI-guided finance workspace.

Keep invoicing, manual bank reconciliation, digital tax records and reporting together, then add automation, payroll and deeper financial control as the business grows.

Sole Trader Accounting Payroll Accountants

UK e-invoicing

Peppol e-invoicing ready for supported UK invoices.

CherryMoney supports structured Peppol BIS Billing 3 e-invoices aligned with BS EN 16931, including recipient discovery, pre-send validation, delivery tracking and supplier invoice receipt. The UK has selected Peppol as the core interoperability network for its April 2029 VAT e-invoicing mandate. Final HMRC technical requirements are still being developed. Live Peppol delivery becomes available after provider onboarding and production activation.

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Tell us what best describes you.

We will keep the full product range visible and highlight a sensible starting plan.

Showing Accounting plans for Just me.

Accounting pricing

Choose the plan that fits today.

Names, pricing, discounts, limits and features below come directly from Admin.

Recommended for you

Sole traders & small businesses

Launch

Essentials for MTD-ready records, invoicing, expenses and everyday bookkeeping without a live bank connection.

Free forever no monthly subscription fee

No live bank feeds: Open Banking is not included on the free plan. Use manual/CSV bookkeeping instead.

Choose Launch

At a glance

✓Unlimited invoices
✓30-day cash-flow forecast
✓Invoices and quotes
✓Digital tax records
✓VAT return preparation

Businesses ready to automate admin

Flow

Automate bookkeeping, receipt capture, imported transaction matching and recurring finance work.

£0.00 per month for 3 months 100% off, then £7.00 per month

Choose Flow

At a glance

✓Unlimited invoices
✓30-day cash-flow forecast
✓Invoices and quotes
✓Manual bank reconciliation
✓Automatic reconciliation

Popular choice

Growing businesses using AI-guided finance

Thrive

Add deeper automation, payroll, 90-day forecasting and finance insight for a growing team.

£0.80 per month for 3 months 95% off, then £16.00 per month

Choose Thrive

At a glance

✓Unlimited invoices
✓90-day cash-flow forecast
✓Invoices and quotes
✓Manual bank reconciliation
✓Automatic reconciliation

Teams needing advanced financial control

Grow

Run a broader finance function with advanced reporting, controls, projects, multi-currency and deeper analysis.

£1.85 per month for 6 months 95% off, then £37.00 per month

Choose Grow

At a glance

✓Unlimited invoices
✓Invoices and quotes
✓Manual bank reconciliation
✓Automatic reconciliation
✓Open Banking bank feeds

Open Banking: live bank feeds are a paid capability and are not available on free plans. Admin can enable them on a paid plan only when production provider access is ready.

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